TellerScore

Nashville Post Office Credit Union is a federally insured state-chartered credit union headquartered in Nashville, Tennessee, in business for about 101 years. At the end of Q2 2026 it reported $81.3M in total assets and $67.5M in member shares and deposits, with 1 office.

Based on its Q2 2026 filing, Nashville Post Office Credit Union scores 78/100, which we describe as strong. That is higher than 59% of 2,479 credit unions with under $100 million in assets. Among 125 credit unions headquartered in Tennessee, it ranks 53rd. Its strongest component is capital cushion (100/100; 16.17%), and its lowest is earnings (24/100; 0.09%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 16.17%
Loan quality75/100
Loans 60+ days delinquent ÷ total loans: 0.76%
Earnings24/100
Return on assets (annualized): 0.09%
Funding & liquidity100/100
Loans ÷ shares: 59.9% · 12.3% uninsured
Problem-loan coverage95/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 2.60%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (77 → 78).

TellerScore
737780Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterTellerScore
Q2 202474
Q3 202474
Q4 202476
Q1 202580
Q2 202577
Q3 202579
Q4 202576
Q1 202673
Q2 202678
Net worth ratio
7.00%12.64%18.29%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterNet worth ratio
Q2 202418.29%
Q3 202417.94%
Q4 202417.90%
Q1 202517.47%
Q2 202517.08%
Q3 202517.30%
Q4 202516.62%
Q1 202616.18%
Q2 202616.17%
Delinquent loans (60+ days)
0.73%1.06%1.39%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterDelinquent loans (60+ days)
Q2 20241.21%
Q3 20241.39%
Q4 20241.33%
Q1 20250.73%
Q2 20251.07%
Q3 20250.87%
Q4 20251.25%
Q1 20260.80%
Q2 20260.76%
Return on assets
-1.09%-0.32%0.46%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterReturn on assets
Q2 20240.04%
Q3 20240.33%
Q4 20240.46%
Q1 20250.36%
Q2 20250.28%
Q3 20250.34%
Q4 20250.37%
Q1 2026-1.09%
Q2 20260.09%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202678$81.3M16.17%0.76%0.09%59.9%
Q1 202673$80.8M16.18%0.80%-1.09%58.2%
Q4 202576$80.0M16.62%1.25%0.37%56.2%
Q3 202579$76.3M17.30%0.87%0.34%58.7%
Q2 202577$76.7M17.08%1.07%0.28%57.1%
Q1 202580$75.8M17.47%0.73%0.36%57.2%
Q4 202476$73.6M17.90%1.33%0.46%58.2%
Q3 202474$72.6M17.94%1.39%0.33%59.2%
Q2 202474$70.3M18.29%1.21%0.04%59.6%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio16.17%
61st
Problem loans0.76%
48th
Net charge-offs1.98%
6th
Return on assets0.09%
22nd
Loans to deposits59.9%
49th
Uninsured deposits12.3%
5th
Loan-loss reserves0.00%
37th
Texas ratio2.6%
46th

Similar-size credit unions in Tennessee

InstitutionScoreAssetsCapitalProblem loansCompare
Enbright Credit UnionCredit union Nashville, TN67 out of 100, Moderate$79.3M10.9%0.44%vs
Credit Union for Robertson CountyCredit union Springfield, TN80 out of 100, Strong$85.3M13.1%0.59%vs
Chattanooga Federal Employees Credit UnionCredit union Chattanooga, TN85 out of 100, Very strong$76.0M16.9%0.39%vs
Cleveland-Bradley Cty Teacher Federal Credit UnionCredit union Cleveland, TN82 out of 100, Strong$74.1M12.9%0.51%vs
New South Credit UnionCredit union Knoxville, TN96 out of 100, Very strong$90.3M14.9%0.11%vs
Tnconnect Credit UnionCredit union Knoxville, TN54 out of 100, Below average$90.6M7.4%0.64%vs

Deposit insurance

Is my money safe at Nashville Post Office Credit Union?

Yes. Nashville Post Office Credit Union is a federally insured credit union (NCUA charter #67922). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 12.3% of shares and deposits ($8.3M) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 16.17%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Nashville Post Office Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Nashville Post Office Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
67922
RSSD ID
444592
Primary regulator
State + NCUA
Established
1925
Headquarters
Po Box 291233, Nashville, TN 37229
Employees
15

Quick answers

Nashville Post Office Credit Union: common questions

Is Nashville Post Office Credit Union NCUA insured?

Yes. Nashville Post Office Credit Union is a federally insured credit union (NCUA charter #67922). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Nashville Post Office Credit Union's TellerScore?

78 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Nashville Post Office Credit Union have?

1 office as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Nashville

InstitutionScoreAssetsCapitalProblem loansCompare
FSNB, National AssociationBank Lawton, OK96 out of 100, Very strong$478.3M17.5%0.36%vs
First South Financial Federal Credit UnionCredit union Bartlett, TN95 out of 100, Very strong$844.8M30.2%0.22%vs
The Farmers BankBank Portland, TN89 out of 100, Very strong$942.8M15.1%0.53%vs
Heritage South Community Credit UnionCredit union Shelbyville, TN88 out of 100, Very strong$361.9M17.1%0.75%vs
P.I.A.S. Credit UnionCredit union Brentwood, TN87 out of 100, Very strong$4.2M17.4%0.00%vs
First Freedom BankBank Lebanon, TN85 out of 100, Very strong$817.8M12.5%0.01%vs