Side-by-side · Q2 2026 data
Midstates Bank, National Association vs GNB Bank
Metric by metric
| Measure | Midstates Bank, National Association | GNB Bank |
|---|---|---|
| TellerScore | 79 (stronger) | 76 |
| Capital cushion | 66 | 72 (stronger) |
| Loan quality | 90 (stronger) | 79 |
| Earnings | 80 | 87 (stronger) |
| Funding & liquidity | 70 (stronger) | 51 |
| Problem-loan coverage | 97 (stronger) | 94 |
| Peer percentile | 75th | 64th |
| Total assets | $653.9M | $621.3M |
| Deposits / shares | $570.2M | $498.0M |
| Capital ratio | 11.60% | 12.22% (stronger) |
| Problem loans | 0.29% (stronger) | 0.62% |
| Net charge-offs | 0.02% | -0.00% (stronger) |
| Return on assets | 1.49% | 1.68% (stronger) |
| Loans ÷ deposits | 73.7% (stronger) | 88.5% |
| Uninsured deposits | 30.2% (stronger) | 34.1% |
| Offices | 10 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.0% | 6.1% |
Midstates Bank, National Association has the higher TellerScore (79 vs 76). On the 7 directional measures above (where higher or lower is clearly better), Midstates Bank, National Association leads on 4 and GNB Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.