Side-by-side · Q2 2026 data
Midstates Bank, National Association vs Siouxland Federal Credit Union
Credit union
Siouxland Federal Credit Union
South Sioux Cit, Nebraska · $100 million – $1 billion
Metric by metric
| Measure | Midstates Bank, National Association | Siouxland Federal Credit Union |
|---|---|---|
| TellerScore | 79 (stronger) | 75 |
| Capital cushion | 66 | 72 (stronger) |
| Loan quality | 90 (stronger) | 86 |
| Earnings | 80 (stronger) | 55 |
| Funding & liquidity | 70 | 78 (stronger) |
| Problem-loan coverage | 97 (stronger) | 95 |
| Peer percentile | 75th | 66th |
| Total assets | $653.9M | $351.9M |
| Deposits / shares | $570.2M | $306.7M |
| Capital ratio | 11.60% | 12.21% (stronger) |
| Problem loans | 0.29% (stronger) | 0.43% |
| Net charge-offs | 0.02% (stronger) | 0.13% |
| Return on assets | 1.49% (stronger) | 0.88% |
| Loans ÷ deposits | 73.7% (stronger) | 81.8% |
| Uninsured deposits | 30.2% | 4.7% (stronger) |
| Offices | 10 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.0% | 16.6% |
Midstates Bank, National Association has the higher TellerScore (79 vs 75). On the 7 directional measures above (where higher or lower is clearly better), Midstates Bank, National Association leads on 5 and Siouxland Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.