Side-by-side · Q2 2026 data
Midstates Bank, National Association vs South Story Bank & Trust
Metric by metric
| Measure | Midstates Bank, National Association | South Story Bank & Trust |
|---|---|---|
| TellerScore | 79 (stronger) | 57 |
| Capital cushion | 66 (stronger) | 59 |
| Loan quality | 90 (stronger) | 74 |
| Earnings | 80 (stronger) | 46 |
| Funding & liquidity | 70 (stronger) | 19 |
| Problem-loan coverage | 97 (stronger) | 86 |
| Peer percentile | 75th | 14th |
| Total assets | $653.9M | $623.9M |
| Deposits / shares | $570.2M | $491.3M |
| Capital ratio | 11.60% (stronger) | 10.93% |
| Problem loans | 0.29% (stronger) | 0.78% |
| Net charge-offs | 0.02% (stronger) | 0.05% |
| Return on assets | 1.49% (stronger) | 0.65% |
| Loans ÷ deposits | 73.7% (stronger) | 115.1% |
| Uninsured deposits | 30.2% (stronger) | 43.3% |
| Offices | 10 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.0% | 1.8% |
Midstates Bank, National Association has the higher TellerScore (79 vs 57). On the 7 directional measures above (where higher or lower is clearly better), Midstates Bank, National Association leads on 7 and South Story Bank & Trust on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.