Side-by-side · Q2 2026 data
Midwest America Federal Credit Union vs Afena Federal Credit Union
Credit union
Midwest America Federal Credit Union
Fort Wayne, Indiana · $1 billion – $10 billion
Metric by metric
| Measure | Midwest America Federal Credit Union | Afena Federal Credit Union |
|---|---|---|
| TellerScore | 79 (stronger) | 52 |
| Capital cushion | 98 (stronger) | 62 |
| Loan quality | 70 (stronger) | 50 |
| Earnings | 66 (stronger) | 1 |
| Funding & liquidity | 68 | 86 (stronger) |
| Problem-loan coverage | 90 (stronger) | 81 |
| Peer percentile | 86th | 11th |
| Total assets | $1.0B | $97.6M |
| Deposits / shares | $846.4M | $85.6M |
| Capital ratio | 14.80% (stronger) | 11.16% |
| Problem loans | 0.90% (stronger) | 1.49% |
| Net charge-offs | 0.47% (stronger) | 1.14% |
| Return on assets | 1.14% (stronger) | -0.46% |
| Loans ÷ deposits | 92.2% | 74.3% (stronger) |
| Uninsured deposits | 7.0% | 4.7% (stronger) |
| Offices | 17 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 9.2% | — |
Midwest America Federal Credit Union has the higher TellerScore (79 vs 52). On the 7 directional measures above (where higher or lower is clearly better), Midwest America Federal Credit Union leads on 5 and Afena Federal Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.