Side-by-side · Q2 2026 data
Midwest America Federal Credit Union vs Generations Federal Credit Union
Credit union
Midwest America Federal Credit Union
Fort Wayne, Indiana · $1 billion – $10 billion
Credit union
Generations Federal Credit Union
LA Porte, Indiana · Under $100 million in assets
Metric by metric
| Measure | Midwest America Federal Credit Union | Generations Federal Credit Union |
|---|---|---|
| TellerScore | 79 | 88 (stronger) |
| Capital cushion | 98 (stronger) | 94 |
| Loan quality | 70 | 80 (stronger) |
| Earnings | 66 | 79 (stronger) |
| Funding & liquidity | 68 | 95 (stronger) |
| Problem-loan coverage | 90 | 95 (stronger) |
| Peer percentile | 86th | 85th |
| Total assets | $1.0B | $12.2M |
| Deposits / shares | $846.4M | $10.4M |
| Capital ratio | 14.80% (stronger) | 14.37% |
| Problem loans | 0.90% | 0.59% (stronger) |
| Net charge-offs | 0.47% | -0.02% (stronger) |
| Return on assets | 1.14% | 1.47% (stronger) |
| Loans ÷ deposits | 92.2% | 65.2% (stronger) |
| Uninsured deposits | 7.0% | 0.0% (stronger) |
| Offices | 17 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 9.2% | — |
Generations Federal Credit Union has the higher TellerScore (88 vs 79). On the 7 directional measures above (where higher or lower is clearly better), Midwest America Federal Credit Union leads on 1 and Generations Federal Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.