Side-by-side · Q2 2026 data
Midwest America Federal Credit Union vs Indiana University Credit Union
Credit union
Midwest America Federal Credit Union
Fort Wayne, Indiana · $1 billion – $10 billion
Metric by metric
| Measure | Midwest America Federal Credit Union | Indiana University Credit Union |
|---|---|---|
| TellerScore | 79 (stronger) | 72 |
| Capital cushion | 98 (stronger) | 68 |
| Loan quality | 70 | 78 (stronger) |
| Earnings | 66 (stronger) | 63 |
| Funding & liquidity | 68 | 72 (stronger) |
| Problem-loan coverage | 90 | 91 (stronger) |
| Peer percentile | 86th | 66th |
| Total assets | $1.0B | $2.1B |
| Deposits / shares | $846.4M | $1.8B |
| Capital ratio | 14.80% (stronger) | 11.80% |
| Problem loans | 0.90% | 0.67% (stronger) |
| Net charge-offs | 0.47% | 0.11% (stronger) |
| Return on assets | 1.14% (stronger) | 1.06% |
| Loans ÷ deposits | 92.2% | 88.5% (stronger) |
| Uninsured deposits | 7.0% (stronger) | 14.3% |
| Offices | 17 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 9.2% | 17.1% |
Midwest America Federal Credit Union has the higher TellerScore (79 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Midwest America Federal Credit Union leads on 4 and Indiana University Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.