Side-by-side · Q2 2026 data
Midwest America Federal Credit Union vs Riverside Community Federal Credit Union
Credit union
Midwest America Federal Credit Union
Fort Wayne, Indiana · $1 billion – $10 billion
Credit union
Riverside Community Federal Credit Union
Marion, Indiana · Under $100 million in assets
Metric by metric
| Measure | Midwest America Federal Credit Union | Riverside Community Federal Credit Union |
|---|---|---|
| TellerScore | 79 | 79 |
| Capital cushion | 98 (stronger) | 97 |
| Loan quality | 70 (stronger) | 62 |
| Earnings | 66 | 81 (stronger) |
| Funding & liquidity | 68 (stronger) | 64 |
| Problem-loan coverage | 90 (stronger) | 87 |
| Peer percentile | 86th | 62nd |
| Total assets | $1.0B | $59.6M |
| Deposits / shares | $846.4M | $50.8M |
| Capital ratio | 14.80% (stronger) | 14.67% |
| Problem loans | 0.90% (stronger) | 1.13% |
| Net charge-offs | 0.47% | -0.01% (stronger) |
| Return on assets | 1.14% | 1.54% (stronger) |
| Loans ÷ deposits | 92.2% (stronger) | 95.8% |
| Uninsured deposits | 7.0% | 6.2% (stronger) |
| Offices | 17 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 9.2% | — |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Midwest America Federal Credit Union leads on 3 and Riverside Community Federal Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.