Side-by-side · Q2 2026 data
Midwest America Federal Credit Union vs Sheboygan Area Credit Union
Credit union
Midwest America Federal Credit Union
Fort Wayne, Indiana · $1 billion – $10 billion
Credit union
Sheboygan Area Credit Union
Sheboygan, Wisconsin · Under $100 million in assets
Metric by metric
| Measure | Midwest America Federal Credit Union | Sheboygan Area Credit Union |
|---|---|---|
| TellerScore | 79 | 97 (stronger) |
| Capital cushion | 98 | 100 (stronger) |
| Loan quality | 70 | 96 (stronger) |
| Earnings | 66 | 96 (stronger) |
| Funding & liquidity | 68 | 92 (stronger) |
| Problem-loan coverage | 90 | 99 (stronger) |
| Peer percentile | 86th | 98th |
| Total assets | $1.0B | $93.4M |
| Deposits / shares | $846.4M | $78.1M |
| Capital ratio | 14.80% | 15.26% (stronger) |
| Problem loans | 0.90% | 0.13% (stronger) |
| Net charge-offs | 0.47% | 0.01% (stronger) |
| Return on assets | 1.14% | 1.90% (stronger) |
| Loans ÷ deposits | 92.2% | 67.9% (stronger) |
| Uninsured deposits | 7.0% | 2.3% (stronger) |
| Offices | 17 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 9.2% | 7.6% |
Sheboygan Area Credit Union has the higher TellerScore (97 vs 79). On the 7 directional measures above (where higher or lower is clearly better), Midwest America Federal Credit Union leads on 0 and Sheboygan Area Credit Union on 7. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.