Side-by-side · Q2 2026 data
Millbury Federal Credit Union vs Boston Firefighters Credit Union
Credit union
Millbury Federal Credit Union
Millbury, Massachusetts · $100 million – $1 billion
Credit union
Boston Firefighters Credit Union
Dorchester, Massachusetts · $100 million – $1 billion
Metric by metric
| Measure | Millbury Federal Credit Union | Boston Firefighters Credit Union |
|---|---|---|
| TellerScore | 64 | 72 (stronger) |
| Capital cushion | 47 | 79 (stronger) |
| Loan quality | 90 (stronger) | 77 |
| Earnings | 32 | 50 (stronger) |
| Funding & liquidity | 76 (stronger) | 64 |
| Problem-loan coverage | 95 (stronger) | 92 |
| Peer percentile | 31st | 57th |
| Total assets | $468.2M | $452.6M |
| Deposits / shares | $419.4M | $381.0M |
| Capital ratio | 9.73% | 12.93% (stronger) |
| Problem loans | 0.29% (stronger) | 0.68% |
| Net charge-offs | 0.13% | 0.06% (stronger) |
| Return on assets | 0.30% | 0.75% (stronger) |
| Loans ÷ deposits | 84.0% (stronger) | 92.4% |
| Uninsured deposits | 12.0% (stronger) | 18.2% |
| Offices | 5 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Boston Firefighters Credit Union has the higher TellerScore (72 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Millbury Federal Credit Union leads on 3 and Boston Firefighters Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.