Side-by-side · Q2 2026 data
Milledgeville State Bank vs 1st Gateway Credit Union
Metric by metric
| Measure | Milledgeville State Bank | 1st Gateway Credit Union |
|---|---|---|
| TellerScore | 71 | 80 (stronger) |
| Capital cushion | 55 | 91 (stronger) |
| Loan quality | 91 (stronger) | 88 |
| Earnings | 52 | 54 (stronger) |
| Funding & liquidity | 79 (stronger) | 72 |
| Problem-loan coverage | 96 (stronger) | 95 |
| Peer percentile | 47th | 78th |
| Total assets | $215.2M | $170.9M |
| Deposits / shares | $170.6M | $146.9M |
| Capital ratio | 10.48% | 14.08% (stronger) |
| Problem loans | 0.28% (stronger) | 0.35% |
| Net charge-offs | 0.00% (stronger) | 0.24% |
| Return on assets | 0.80% | 0.84% (stronger) |
| Loans ÷ deposits | 81.0% (stronger) | 88.3% |
| Uninsured deposits | 11.5% | 3.1% (stronger) |
| Offices | 1 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
1st Gateway Credit Union has the higher TellerScore (80 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Milledgeville State Bank leads on 3 and 1st Gateway Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.