Side-by-side · Q2 2026 data
Milledgeville State Bank vs Peru Federal Savings Bank
Metric by metric
| Measure | Milledgeville State Bank | Peru Federal Savings Bank |
|---|---|---|
| TellerScore | 71 | 87 (stronger) |
| Capital cushion | 55 | 100 (stronger) |
| Loan quality | 91 | 91 |
| Earnings | 52 (stronger) | 51 |
| Funding & liquidity | 79 | 96 (stronger) |
| Problem-loan coverage | 96 | 98 (stronger) |
| Peer percentile | 47th | 91st |
| Total assets | $215.2M | $208.5M |
| Deposits / shares | $170.6M | $172.8M |
| Capital ratio | 10.48% | 16.43% (stronger) |
| Problem loans | 0.28% | 0.28% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.00% |
| Return on assets | 0.80% (stronger) | 0.77% |
| Loans ÷ deposits | 81.0% | 64.5% (stronger) |
| Uninsured deposits | 11.5% (stronger) | 13.7% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Peru Federal Savings Bank has the higher TellerScore (87 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Milledgeville State Bank leads on 3 and Peru Federal Savings Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.