Side-by-side · Q2 2026 data
Mills42 Federal Credit Union vs Alpha Credit Union
Metric by metric
| Measure | Mills42 Federal Credit Union | Alpha Credit Union |
|---|---|---|
| TellerScore | 73 | 97 (stronger) |
| Capital cushion | 69 | 100 (stronger) |
| Loan quality | 80 | 95 (stronger) |
| Earnings | 51 | 99 (stronger) |
| Funding & liquidity | 88 | 91 (stronger) |
| Problem-loan coverage | 93 | 99 (stronger) |
| Peer percentile | 47th | 98th |
| Total assets | $31.5M | $35.1M |
| Deposits / shares | $27.5M | $28.2M |
| Capital ratio | 11.91% | 18.78% (stronger) |
| Problem loans | 0.61% | 0.14% (stronger) |
| Net charge-offs | 0.07% | 0.06% (stronger) |
| Return on assets | 0.79% | 1.97% (stronger) |
| Loans ÷ deposits | 72.7% | 69.0% (stronger) |
| Uninsured deposits | 6.3% | 0.9% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Alpha Credit Union has the higher TellerScore (97 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Mills42 Federal Credit Union leads on 0 and Alpha Credit Union on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.