Side-by-side · Q2 2026 data
Milton Savings Bank vs Armstrong County Building and Loan Association
Bank
Armstrong County Building and Loan Association
Ford City, Pennsylvania · Under $100 million in assets
Metric by metric
| Measure | Milton Savings Bank | Armstrong County Building and Loan Association |
|---|---|---|
| TellerScore | 81 (stronger) | 66 |
| Capital cushion | 100 (stronger) | 75 |
| Loan quality | 98 (stronger) | 64 |
| Earnings | 30 | 31 (stronger) |
| Funding & liquidity | 73 | 81 (stronger) |
| Problem-loan coverage | 99 (stronger) | 88 |
| Peer percentile | 68th | 28th |
| Total assets | $90.6M | $95.1M |
| Deposits / shares | $71.0M | $82.7M |
| Capital ratio | 16.89% (stronger) | 12.50% |
| Problem loans | 0.06% (stronger) | 1.09% |
| Net charge-offs | 0.01% | -0.00% (stronger) |
| Return on assets | 0.25% | 0.27% (stronger) |
| Loans ÷ deposits | 87.3% | 79.4% (stronger) |
| Uninsured deposits | 4.4% (stronger) | 5.1% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 0.0% |
Milton Savings Bank has the higher TellerScore (81 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Milton Savings Bank leads on 4 and Armstrong County Building and Loan Association on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.