Side-by-side · Q2 2026 data
Milton Savings Bank vs Mc Federal Credit Union
Metric by metric
| Measure | Milton Savings Bank | Mc Federal Credit Union |
|---|---|---|
| TellerScore | 81 (stronger) | 65 |
| Capital cushion | 100 (stronger) | 74 |
| Loan quality | 98 (stronger) | 29 |
| Earnings | 30 | 80 (stronger) |
| Funding & liquidity | 73 | 78 (stronger) |
| Problem-loan coverage | 99 (stronger) | 75 |
| Peer percentile | 68th | 34th |
| Total assets | $90.6M | $247.2M |
| Deposits / shares | $71.0M | $216.7M |
| Capital ratio | 16.89% (stronger) | 12.40% |
| Problem loans | 0.06% (stronger) | 2.12% |
| Net charge-offs | 0.01% (stronger) | 0.42% |
| Return on assets | 0.25% | 1.50% (stronger) |
| Loans ÷ deposits | 87.3% | 82.7% (stronger) |
| Uninsured deposits | 4.4% (stronger) | 4.7% |
| Offices | 1 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 13.8% |
Milton Savings Bank has the higher TellerScore (81 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Milton Savings Bank leads on 5 and Mc Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.