Side-by-side · Q2 2026 data
Milton Savings Bank vs Palco Federal Credit Union
Metric by metric
| Measure | Milton Savings Bank | Palco Federal Credit Union |
|---|---|---|
| TellerScore | 81 | 87 (stronger) |
| Capital cushion | 100 (stronger) | 81 |
| Loan quality | 98 (stronger) | 93 |
| Earnings | 30 | 71 (stronger) |
| Funding & liquidity | 73 | 100 (stronger) |
| Problem-loan coverage | 99 | 99 |
| Peer percentile | 68th | 91st |
| Total assets | $90.6M | $109.3M |
| Deposits / shares | $71.0M | $97.1M |
| Capital ratio | 16.89% (stronger) | 13.10% |
| Problem loans | 0.06% (stronger) | 0.20% |
| Net charge-offs | 0.01% (stronger) | 0.06% |
| Return on assets | 0.25% | 1.28% (stronger) |
| Loans ÷ deposits | 87.3% | 49.1% (stronger) |
| Uninsured deposits | 4.4% (stronger) | 4.8% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 7.9% |
Palco Federal Credit Union has the higher TellerScore (87 vs 81). On the 7 directional measures above (where higher or lower is clearly better), Milton Savings Bank leads on 4 and Palco Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.