Side-by-side · Q2 2026 data
Mini-Cassia Empl. Credit Union vs Members Preferred Credit Union
Credit union
Members Preferred Credit Union
Idaho Falls, Idaho · Under $100 million in assets
Metric by metric
| Measure | Mini-Cassia Empl. Credit Union | Members Preferred Credit Union |
|---|---|---|
| TellerScore | 59 | 87 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 19 | 66 (stronger) |
| Earnings | 27 | 100 (stronger) |
| Funding & liquidity | 72 | 77 (stronger) |
| Problem-loan coverage | 83 | 94 (stronger) |
| Peer percentile | 20th | 83rd |
| Total assets | $574K | $62.9M |
| Deposits / shares | $483K | $50.0M |
| Capital ratio | 15.43% | 20.74% (stronger) |
| Problem loans | 2.42% | 1.01% (stronger) |
| Net charge-offs | 0.00% (stronger) | 2.49% |
| Return on assets | 0.17% | 2.50% (stronger) |
| Loans ÷ deposits | 87.8% | 83.3% (stronger) |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Members Preferred Credit Union has the higher TellerScore (87 vs 59). On the 6 directional measures above (where higher or lower is clearly better), Mini-Cassia Empl. Credit Union leads on 1 and Members Preferred Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.