Side-by-side · Q2 2026 data
Minnesota Lakes Bank vs Worthington Federal Savings Bank, FSB
Metric by metric
| Measure | Minnesota Lakes Bank | Worthington Federal Savings Bank, FSB |
|---|---|---|
| TellerScore | 53 | 80 (stronger) |
| Capital cushion | 57 | 98 (stronger) |
| Loan quality | 0 | 78 (stronger) |
| Earnings | 77 (stronger) | 45 |
| Funding & liquidity | 93 (stronger) | 82 |
| Problem-loan coverage | 70 | 94 (stronger) |
| Peer percentile | 9th | 77th |
| Total assets | $129.8M | $135.4M |
| Deposits / shares | $113.5M | $113.3M |
| Capital ratio | 10.69% | 14.83% (stronger) |
| Problem loans | 3.18% | 0.65% (stronger) |
| Net charge-offs | -0.18% (stronger) | 0.00% |
| Return on assets | 1.43% (stronger) | 0.61% |
| Loans ÷ deposits | 65.6% (stronger) | 77.9% |
| Uninsured deposits | 16.9% | 3.9% (stronger) |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Worthington Federal Savings Bank, FSB has the higher TellerScore (80 vs 53). On the 7 directional measures above (where higher or lower is clearly better), Minnesota Lakes Bank leads on 3 and Worthington Federal Savings Bank, FSB on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.