Side-by-side · Q2 2026 data
Minnesota Power Employees Credit Union vs Indianhead Credit Union
Credit union
Minnesota Power Employees Credit Union
Duluth, Minnesota · $100 million – $1 billion
Metric by metric
| Measure | Minnesota Power Employees Credit Union | Indianhead Credit Union |
|---|---|---|
| TellerScore | 72 | 86 (stronger) |
| Capital cushion | 97 | 100 (stronger) |
| Loan quality | 36 | 74 (stronger) |
| Earnings | 74 | 82 (stronger) |
| Funding & liquidity | 75 | 78 (stronger) |
| Problem-loan coverage | 81 | 93 (stronger) |
| Peer percentile | 57th | 89th |
| Total assets | $161.9M | $101.2M |
| Deposits / shares | $135.9M | $83.5M |
| Capital ratio | 14.66% | 14.98% (stronger) |
| Problem loans | 1.92% | 0.78% (stronger) |
| Net charge-offs | 0.04% (stronger) | 0.07% |
| Return on assets | 1.34% | 1.55% (stronger) |
| Loans ÷ deposits | 85.3% | 82.3% (stronger) |
| Uninsured deposits | 7.2% | 1.9% (stronger) |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 9.5% |
Indianhead Credit Union has the higher TellerScore (86 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Minnesota Power Employees Credit Union leads on 1 and Indianhead Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.