Side-by-side · Q2 2026 data
Minot Area Schools Federal Credit Union vs Town and Country Credit Union
Credit union
Minot Area Schools Federal Credit Union
Minot, North Dakota · Under $100 million in assets
Metric by metric
| Measure | Minot Area Schools Federal Credit Union | Town and Country Credit Union |
|---|---|---|
| TellerScore | 69 (stronger) | 64 |
| Capital cushion | 40 | 81 (stronger) |
| Loan quality | 98 (stronger) | 46 |
| Earnings | 35 | 57 (stronger) |
| Funding & liquidity | 100 (stronger) | 58 |
| Problem-loan coverage | 100 (stronger) | 78 |
| Peer percentile | 38th | 31st |
| Total assets | $14.8M | $771.1M |
| Deposits / shares | $13.4M | $665.3M |
| Capital ratio | 9.04% | 13.06% (stronger) |
| Problem loans | 0.06% (stronger) | 1.63% |
| Net charge-offs | 0.05% | 0.04% (stronger) |
| Return on assets | 0.36% | 0.93% (stronger) |
| Loans ÷ deposits | 42.3% (stronger) | 102.0% |
| Uninsured deposits | 2.0% (stronger) | 11.9% |
| Offices | 1 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 3.2% |
Minot Area Schools Federal Credit Union has the higher TellerScore (69 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Minot Area Schools Federal Credit Union leads on 4 and Town and Country Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.