Side-by-side · Q2 2026 data
Mint Valley Federal Credit Union vs Longshoremen'S Local 4 Federal Credit Union
Credit union
Mint Valley Federal Credit Union
Longview, Washington · Under $100 million in assets
Credit union
Longshoremen'S Local 4 Federal Credit Union
Vancouver, Washington · Under $100 million in assets
Metric by metric
| Measure | Mint Valley Federal Credit Union | Longshoremen'S Local 4 Federal Credit Union |
|---|---|---|
| TellerScore | 87 | 94 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 97 (stronger) | 89 |
| Earnings | 44 | 85 (stronger) |
| Funding & liquidity | 94 | 97 (stronger) |
| Problem-loan coverage | 99 | 99 |
| Peer percentile | 83rd | 95th |
| Total assets | $23.7M | $39.3M |
| Deposits / shares | $19.1M | $29.7M |
| Capital ratio | 19.25% | 23.84% (stronger) |
| Problem loans | 0.10% (stronger) | 0.33% |
| Net charge-offs | 0.89% | 0.03% (stronger) |
| Return on assets | 0.61% | 1.62% (stronger) |
| Loans ÷ deposits | 66.6% | 63.0% (stronger) |
| Uninsured deposits | 0.6% (stronger) | 12.6% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Longshoremen'S Local 4 Federal Credit Union has the higher TellerScore (94 vs 87). On the 7 directional measures above (where higher or lower is clearly better), Mint Valley Federal Credit Union leads on 2 and Longshoremen'S Local 4 Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.