Side-by-side · Q2 2026 data
Mint Valley Federal Credit Union vs Wauna Federal Credit Union
Credit union
Mint Valley Federal Credit Union
Longview, Washington · Under $100 million in assets
Metric by metric
| Measure | Mint Valley Federal Credit Union | Wauna Federal Credit Union |
|---|---|---|
| TellerScore | 87 (stronger) | 58 |
| Capital cushion | 100 (stronger) | 42 |
| Loan quality | 97 (stronger) | 74 |
| Earnings | 44 (stronger) | 38 |
| Funding & liquidity | 94 (stronger) | 74 |
| Problem-loan coverage | 99 (stronger) | 84 |
| Peer percentile | 83rd | 16th |
| Total assets | $23.7M | $398.2M |
| Deposits / shares | $19.1M | $359.3M |
| Capital ratio | 19.25% (stronger) | 9.18% |
| Problem loans | 0.10% (stronger) | 0.78% |
| Net charge-offs | 0.89% | 0.83% (stronger) |
| Return on assets | 0.61% (stronger) | 0.45% |
| Loans ÷ deposits | 66.6% (stronger) | 86.0% |
| Uninsured deposits | 0.6% (stronger) | 7.7% |
| Offices | 1 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 17.1% |
Mint Valley Federal Credit Union has the higher TellerScore (87 vs 58). On the 7 directional measures above (where higher or lower is clearly better), Mint Valley Federal Credit Union leads on 6 and Wauna Federal Credit Union on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.