Side-by-side · Q2 2026 data
Mission Valley Bank vs Bank of San Francisco
Metric by metric
| Measure | Mission Valley Bank | Bank of San Francisco |
|---|---|---|
| TellerScore | 54 | 68 (stronger) |
| Capital cushion | 60 (stronger) | 59 |
| Loan quality | 35 | 97 (stronger) |
| Earnings | 53 | 57 (stronger) |
| Funding & liquidity | 59 (stronger) | 31 |
| Problem-loan coverage | 73 | 99 (stronger) |
| Peer percentile | 10th | 37th |
| Total assets | $782.0M | $863.6M |
| Deposits / shares | $615.3M | $740.7M |
| Capital ratio | 11.00% (stronger) | 10.92% |
| Problem loans | 1.94% | 0.09% (stronger) |
| Net charge-offs | 0.34% | 0.00% (stronger) |
| Return on assets | 0.82% | 0.93% (stronger) |
| Loans ÷ deposits | 101.1% | 92.8% (stronger) |
| Uninsured deposits | 0.1% (stronger) | 47.6% |
| Offices | 4 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Bank of San Francisco has the higher TellerScore (68 vs 54). On the 7 directional measures above (where higher or lower is clearly better), Mission Valley Bank leads on 2 and Bank of San Francisco on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.