Side-by-side · Q2 2026 data
Mississippi National Guard Federal Credit Union vs Ferguson Federal Credit Union
Credit union
Mississippi National Guard Federal Credit Union
Jackson, Mississippi · Under $100 million in assets
Metric by metric
| Measure | Mississippi National Guard Federal Credit Union | Ferguson Federal Credit Union |
|---|---|---|
| TellerScore | 58 (stronger) | 33 |
| Capital cushion | 38 | 46 (stronger) |
| Loan quality | 49 (stronger) | 0 |
| Earnings | 71 (stronger) | 18 |
| Funding & liquidity | 85 (stronger) | 79 |
| Problem-loan coverage | 75 (stronger) | 41 |
| Peer percentile | 19th | 2nd |
| Total assets | $43.5M | $94.2M |
| Deposits / shares | $40.7M | $83.1M |
| Capital ratio | 8.76% | 9.63% (stronger) |
| Problem loans | 1.53% (stronger) | 3.79% |
| Net charge-offs | 0.57% (stronger) | 1.25% |
| Return on assets | 1.28% (stronger) | -0.05% |
| Loans ÷ deposits | 75.6% (stronger) | 81.2% |
| Uninsured deposits | 13.2% | 9.4% (stronger) |
| Offices | 2 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 22.6% |
Mississippi National Guard Federal Credit Union has the higher TellerScore (58 vs 33). On the 7 directional measures above (where higher or lower is clearly better), Mississippi National Guard Federal Credit Union leads on 5 and Ferguson Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.