Side-by-side · Q2 2026 data
Missouri Baptist Credit Union vs K.C. Area Credit Union
Metric by metric
| Measure | Missouri Baptist Credit Union | K.C. Area Credit Union |
|---|---|---|
| TellerScore | 35 | 76 (stronger) |
| Capital cushion | 22 | 100 (stronger) |
| Loan quality | 15 | 64 (stronger) |
| Earnings | 35 (stronger) | 29 |
| Funding & liquidity | 86 | 100 (stronger) |
| Problem-loan coverage | 51 | 96 (stronger) |
| Peer percentile | 2nd | 54th |
| Total assets | $10.4M | $11.4M |
| Deposits / shares | $9.7M | $9.4M |
| Capital ratio | 7.23% | 17.20% (stronger) |
| Problem loans | 2.54% | 1.09% (stronger) |
| Net charge-offs | 0.43% (stronger) | 2.04% |
| Return on assets | 0.38% (stronger) | 0.22% |
| Loans ÷ deposits | 74.6% | 42.1% (stronger) |
| Uninsured deposits | 5.0% | 0.3% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
K.C. Area Credit Union has the higher TellerScore (76 vs 35). On the 7 directional measures above (where higher or lower is clearly better), Missouri Baptist Credit Union leads on 2 and K.C. Area Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.