Side-by-side · Q2 2026 data
Mncppc Federal Credit Union vs Hema Federal Credit Union
Metric by metric
| Measure | Mncppc Federal Credit Union | Hema Federal Credit Union |
|---|---|---|
| TellerScore | 36 | 60 (stronger) |
| Capital cushion | 62 (stronger) | 48 |
| Loan quality | 0 | 81 (stronger) |
| Earnings | 0 | 3 (stronger) |
| Funding & liquidity | 97 | 100 (stronger) |
| Problem-loan coverage | 31 | 95 (stronger) |
| Peer percentile | 2nd | 22nd |
| Total assets | $16.7M | $16.7M |
| Deposits / shares | $14.8M | $15.0M |
| Capital ratio | 11.22% (stronger) | 9.78% |
| Problem loans | 6.96% | 0.58% (stronger) |
| Net charge-offs | 0.55% | 0.09% (stronger) |
| Return on assets | -1.45% | -0.41% (stronger) |
| Loans ÷ deposits | 63.2% | 46.1% (stronger) |
| Uninsured deposits | 7.4% | 0.0% (stronger) |
| Offices | 2 | 0 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Hema Federal Credit Union has the higher TellerScore (60 vs 36). On the 7 directional measures above (where higher or lower is clearly better), Mncppc Federal Credit Union leads on 1 and Hema Federal Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.