TellerScore

Side-by-side · Q2 2026 data

Mocse Federal Credit Union vs Cahp Credit Union

Credit union

Mocse Federal Credit Union

Modesto, California · $100 million – $1 billion

74of 100
Strong

Credit union

Cahp Credit Union

Sacramento, California · $100 million – $1 billion

68of 100
Moderate

Metric by metric

MeasureMocse Federal Credit UnionCahp Credit Union
TellerScore74 (stronger)68
Capital cushion61 (stronger)39
Loan quality7297 (stronger)
Earnings68 (stronger)49
Funding & liquidity100 (stronger)85
Problem-loan coverage9198 (stronger)
Peer percentile63rd45th
Total assets$425.5M$406.7M
Deposits / shares$388.6M$367.7M
Capital ratio11.05% (stronger)8.89%
Problem loans0.85%0.10% (stronger)
Net charge-offs1.42%0.19% (stronger)
Return on assets1.20% (stronger)0.74%
Loans ÷ deposits53.5% (stronger)74.9%
Uninsured deposits4.6%0.0% (stronger)
Offices22
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)50.0%—

Mocse Federal Credit Union has the higher TellerScore (74 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Mocse Federal Credit Union leads on 4 and Cahp Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

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