Side-by-side · Q2 2026 data
Molex Employees Federal Credit Union vs State Employees Community Credit Union
Credit union
Molex Employees Federal Credit Union
Lisle, Illinois · Under $100 million in assets
Credit union
State Employees Community Credit Union
Alton, Illinois · Under $100 million in assets
Metric by metric
| Measure | Molex Employees Federal Credit Union | State Employees Community Credit Union |
|---|---|---|
| TellerScore | 84 | 89 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 84 | 100 (stronger) |
| Earnings | 55 (stronger) | 49 |
| Funding & liquidity | 81 | 93 (stronger) |
| Problem-loan coverage | 97 | 100 (stronger) |
| Peer percentile | 75th | 87th |
| Total assets | $6.5M | $6.7M |
| Deposits / shares | $5.3M | $5.3M |
| Capital ratio | 18.36% | 20.02% (stronger) |
| Problem loans | 0.47% | 0.00% (stronger) |
| Net charge-offs | 0.28% (stronger) | 0.38% |
| Return on assets | 0.87% (stronger) | 0.73% |
| Loans ÷ deposits | 78.9% | 67.5% (stronger) |
| Uninsured deposits | 0.0% (stronger) | 1.2% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
State Employees Community Credit Union has the higher TellerScore (89 vs 84). On the 7 directional measures above (where higher or lower is clearly better), Molex Employees Federal Credit Union leads on 3 and State Employees Community Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.