Side-by-side · Q2 2026 data
Mon Valley Community Federal Credit Union vs Discovery Federal Credit Union
Credit union
Mon Valley Community Federal Credit Union
Allenport, Pennsylvania · $100 million – $1 billion
Credit union
Discovery Federal Credit Union
Wyomissing, Pennsylvania · $100 million – $1 billion
Metric by metric
| Measure | Mon Valley Community Federal Credit Union | Discovery Federal Credit Union |
|---|---|---|
| TellerScore | 77 (stronger) | 72 |
| Capital cushion | 100 (stronger) | 65 |
| Loan quality | 8 | 84 (stronger) |
| Earnings | 100 (stronger) | 47 |
| Funding & liquidity | 100 (stronger) | 83 |
| Problem-loan coverage | 95 (stronger) | 94 |
| Peer percentile | 71st | 57th |
| Total assets | $193.4M | $193.2M |
| Deposits / shares | $134.0M | $171.1M |
| Capital ratio | 32.77% (stronger) | 11.48% |
| Problem loans | 2.76% | 0.48% (stronger) |
| Net charge-offs | -0.01% (stronger) | 0.19% |
| Return on assets | 2.51% (stronger) | 0.68% |
| Loans ÷ deposits | 43.3% (stronger) | 77.1% |
| Uninsured deposits | 7.3% | 4.0% (stronger) |
| Offices | 0 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 5.1% | 16.4% |
Mon Valley Community Federal Credit Union has the higher TellerScore (77 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Mon Valley Community Federal Credit Union leads on 5 and Discovery Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.