Side-by-side · Q2 2026 data
Money One Federal Credit Union vs Mt. Airy Baptist Church Federal Credit Union
Credit union
Mt. Airy Baptist Church Federal Credit Union
Washington, District of Columbia · Under $100 million in assets
Metric by metric
| Measure | Money One Federal Credit Union | Mt. Airy Baptist Church Federal Credit Union |
|---|---|---|
| TellerScore | 63 | 86 (stronger) |
| Capital cushion | 67 | 100 (stronger) |
| Loan quality | 65 (stronger) | 48 |
| Earnings | 34 | 100 (stronger) |
| Funding & liquidity | 75 | 98 (stronger) |
| Problem-loan coverage | 84 | 97 (stronger) |
| Peer percentile | 29th | 80th |
| Total assets | $105.5M | $1.1M |
| Deposits / shares | $87.9M | $624K |
| Capital ratio | 11.68% | 41.96% (stronger) |
| Problem loans | 1.06% (stronger) | 1.55% |
| Net charge-offs | 0.13% | -0.37% (stronger) |
| Return on assets | 0.34% | 2.67% (stronger) |
| Loans ÷ deposits | 85.6% | 62.6% (stronger) |
| Uninsured deposits | 2.0% | 0.0% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Mt. Airy Baptist Church Federal Credit Union has the higher TellerScore (86 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Money One Federal Credit Union leads on 1 and Mt. Airy Baptist Church Federal Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.