Side-by-side · Q2 2026 data
Money One Federal Credit Union vs Skypoint Federal Credit Union
Metric by metric
| Measure | Money One Federal Credit Union | Skypoint Federal Credit Union |
|---|---|---|
| TellerScore | 63 (stronger) | 60 |
| Capital cushion | 67 | 74 (stronger) |
| Loan quality | 65 (stronger) | 46 |
| Earnings | 34 | 43 (stronger) |
| Funding & liquidity | 75 (stronger) | 62 |
| Problem-loan coverage | 84 (stronger) | 80 |
| Peer percentile | 29th | 21st |
| Total assets | $105.5M | $242.8M |
| Deposits / shares | $87.9M | $190.5M |
| Capital ratio | 11.68% | 12.37% (stronger) |
| Problem loans | 1.06% (stronger) | 1.61% |
| Net charge-offs | 0.13% (stronger) | 0.53% |
| Return on assets | 0.34% | 0.57% (stronger) |
| Loans ÷ deposits | 85.6% (stronger) | 98.0% |
| Uninsured deposits | 2.0% (stronger) | 6.3% |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 42.3% |
Money One Federal Credit Union has the higher TellerScore (63 vs 60). On the 7 directional measures above (where higher or lower is clearly better), Money One Federal Credit Union leads on 5 and Skypoint Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.