Side-by-side · Q2 2026 data
Monroe Savings Bank vs Century Savings Bank
Metric by metric
| Measure | Monroe Savings Bank | Century Savings Bank |
|---|---|---|
| TellerScore | 76 | 81 (stronger) |
| Capital cushion | 90 (stronger) | 82 |
| Loan quality | 83 | 100 (stronger) |
| Earnings | 47 (stronger) | 41 |
| Funding & liquidity | 61 | 85 (stronger) |
| Problem-loan coverage | 95 | 100 (stronger) |
| Peer percentile | 64th | 80th |
| Total assets | $114.0M | $634.8M |
| Deposits / shares | $87.2M | $489.7M |
| Capital ratio | 14.02% (stronger) | 13.20% |
| Problem loans | 0.52% | 0.00% (stronger) |
| Net charge-offs | 0.08% | -0.01% (stronger) |
| Return on assets | 0.68% (stronger) | 0.53% |
| Loans ÷ deposits | 98.9% | 67.7% (stronger) |
| Uninsured deposits | 10.5% (stronger) | 22.3% |
| Offices | 2 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 36.1% |
Century Savings Bank has the higher TellerScore (81 vs 76). On the 7 directional measures above (where higher or lower is clearly better), Monroe Savings Bank leads on 3 and Century Savings Bank on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.