Side-by-side · Q2 2026 data
Monroe Savings Bank vs Liberty Bank of New Jersey
Metric by metric
| Measure | Monroe Savings Bank | Liberty Bank of New Jersey |
|---|---|---|
| TellerScore | 76 (stronger) | 73 |
| Capital cushion | 90 | 100 (stronger) |
| Loan quality | 83 | 100 (stronger) |
| Earnings | 47 (stronger) | 0 |
| Funding & liquidity | 61 (stronger) | 50 |
| Problem-loan coverage | 95 | 100 (stronger) |
| Peer percentile | 64th | 53rd |
| Total assets | $114.0M | $107.4M |
| Deposits / shares | $87.2M | $58.7M |
| Capital ratio | 14.02% | 50.46% (stronger) |
| Problem loans | 0.52% | 0.00% (stronger) |
| Net charge-offs | 0.08% | 0.00% (stronger) |
| Return on assets | 0.68% (stronger) | -2.47% |
| Loans ÷ deposits | 98.9% | 5.1% (stronger) |
| Uninsured deposits | 10.5% (stronger) | 76.3% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Monroe Savings Bank has the higher TellerScore (76 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Monroe Savings Bank leads on 3 and Liberty Bank of New Jersey on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.