Liberty Bank of New Jersey (FDIC certificate #59369) is based in Verona, New Jersey. Its Q2 2026 call report shows $107.4M in total assets and $58.7M in deposits and 2 offices.
Based on its Q2 2026 filing, Liberty Bank of New Jersey scores 73/100, which we describe as strong. That is higher than 53% of 2,650 banks with $100 million – $1 billion. Among 50 banks headquartered in New Jersey, it ranks 12th. Its strongest component is capital cushion (100/100; 50.46%), and its lowest is earnings (0/100; -2.47%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
2 quarters
Health trend
The score has been essentially flat from Q1 2026 to Q2 2026 (73 → 73).
Show as table
| Quarter | TellerScore |
|---|---|
| Q1 2026 | 73 |
| Q2 2026 | 73 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q1 2026 | 93.12% |
| Q2 2026 | 50.46% |
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| Quarter | Noncurrent loans |
|---|---|
| Q1 2026 | 0.00% |
| Q2 2026 | 0.00% |
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| Quarter | Return on assets |
|---|---|
| Q1 2026 | -3.57% |
| Q2 2026 | -2.47% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 73 | $107.4M | 50.46% | 0.00% | -2.47% | 5.1% |
| Q1 2026 | 73 | $70.6M | 93.12% | 0.00% | -3.57% | 0.0% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in New Jersey
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Monroe Savings BankBank Williamstown, NJ | 76 out of 100, Strong | $114.0M | 14.0% | 0.52% | vs |
| GSL Savings BankBank Guttenberg, NJ | 53 out of 100, Below average | $151.2M | 7.5% | 0.22% | vs |
| Schuyler Savings BankBank Kearny, NJ | 72 out of 100, Strong | $151.2M | 14.1% | 0.36% | vs |
| Millville Savings BankBank Millville, NJ | 81 out of 100, Strong | $169.9M | 13.6% | 0.12% | vs |
| The First National Bank of AbseconBank Absecon, NJ | 70 out of 100, Strong | $195.0M | 10.2% | 0.06% | vs |
| The Pennsville National BankBank Pennsville, NJ | 66 out of 100, Moderate | $281.8M | 10.2% | 1.41% | vs |
Deposit insurance
Is my money safe at Liberty Bank of New Jersey?
Yes. Liberty Bank of New Jersey is an FDIC-insured institution (FDIC certificate #59369). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 76.3% of deposits ($44.8M) are above the $250,000 FDIC insurance limit, above the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 50.46%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).
2 locations
Branches
Liberty Bank of New Jersey lists 1 office in 1 city. Most locations:
- Verona, NJ (1)
Identity & history
Profile
- Legal name
- Liberty Bank of New Jersey
- Type
- State-chartered bank
- FDIC certificate #
- 59369
- RSSD ID
- 6095071
- Primary regulator
- FDIC
- Established
- January 21, 2026
- Headquarters
- 725 Bloomfield Ave, Verona, NJ 07044
- Website
- www.libertybanknj.com
- Employees
- 16
Quick answers
Liberty Bank of New Jersey: common questions
Is Liberty Bank of New Jersey FDIC insured?
Yes. Liberty Bank of New Jersey is an FDIC-insured institution (FDIC certificate #59369). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Liberty Bank of New Jersey's TellerScore?
73 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Liberty Bank of New Jersey ever failed?
There is no failure record for FDIC certificate #59369 in the FDIC failed bank list.
How many branches does Liberty Bank of New Jersey have?
2 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Verona
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| The Bank of New York Mellon Trust Company, National AssociationBank Los Angeles, CA | 100 out of 100, Very strong | $1.4B | 63.5% | 0.00% | vs |
| Wakefern Federal Credit UnionCredit union Elizabeth, NJ | 99 out of 100, Very strong | $12.0M | 24.3% | 0.13% | vs |
| Scf Westchester N. Y. Employees Federal Credit UnionCredit union White Plains, NY | 93 out of 100, Very strong | $1.5M | 23.8% | 0.18% | vs |
| NorthEast Community BankBank White Plains, NY | 90 out of 100, Very strong | $2.1B | 17.3% | 0.00% | vs |
| Division 819 Transit Employees Credit UnionCredit union Irvington, NJ | 88 out of 100, Very strong | $16.7M | 17.9% | 1.02% | vs |
| Local 1233 Federal Credit UnionCredit union Newark, NJ | 88 out of 100, Very strong | $14.1M | 17.9% | 0.27% | vs |