Side-by-side · Q2 2026 data
Montana Federal Credit Union vs Park Side Financial Credit Union
Metric by metric
| Measure | Montana Federal Credit Union | Park Side Financial Credit Union |
|---|---|---|
| TellerScore | 79 (stronger) | 68 |
| Capital cushion | 75 (stronger) | 44 |
| Loan quality | 91 | 93 (stronger) |
| Earnings | 59 (stronger) | 47 |
| Funding & liquidity | 82 | 83 (stronger) |
| Problem-loan coverage | 97 | 97 |
| Peer percentile | 76th | 45th |
| Total assets | $361.5M | $390.4M |
| Deposits / shares | $316.7M | $350.6M |
| Capital ratio | 12.53% (stronger) | 9.37% |
| Problem loans | 0.26% | 0.20% (stronger) |
| Net charge-offs | 0.28% | 0.12% (stronger) |
| Return on assets | 0.99% (stronger) | 0.67% |
| Loans ÷ deposits | 78.3% | 77.3% (stronger) |
| Uninsured deposits | 5.3% (stronger) | 6.2% |
| Offices | 4 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 11.8% | — |
Montana Federal Credit Union has the higher TellerScore (79 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Montana Federal Credit Union leads on 4 and Park Side Financial Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.