Side-by-side · Q2 2026 data
Moonlight Federal Credit Union vs Lancaster Red Rose Credit Union
Credit union
Moonlight Federal Credit Union
Worthington, Pennsylvania · Under $100 million in assets
Credit union
Lancaster Red Rose Credit Union
Leola, Pennsylvania · Under $100 million in assets
Metric by metric
| Measure | Moonlight Federal Credit Union | Lancaster Red Rose Credit Union |
|---|---|---|
| TellerScore | 94 (stronger) | 92 |
| Capital cushion | 100 (stronger) | 99 |
| Loan quality | 98 (stronger) | 80 |
| Earnings | 91 (stronger) | 88 |
| Funding & liquidity | 74 | 100 (stronger) |
| Problem-loan coverage | 99 (stronger) | 96 |
| Peer percentile | 95th | 92nd |
| Total assets | $53.6M | $54.8M |
| Deposits / shares | $44.1M | $46.5M |
| Capital ratio | 17.94% (stronger) | 14.90% |
| Problem loans | 0.06% (stronger) | 0.61% |
| Net charge-offs | 0.07% (stronger) | 0.09% |
| Return on assets | 1.78% (stronger) | 1.71% |
| Loans ÷ deposits | 86.5% | 51.6% (stronger) |
| Uninsured deposits | 0.6% (stronger) | 3.2% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Moonlight Federal Credit Union has the higher TellerScore (94 vs 92). On the 7 directional measures above (where higher or lower is clearly better), Moonlight Federal Credit Union leads on 6 and Lancaster Red Rose Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.