Side-by-side · Q2 2026 data
Moonlight Federal Credit Union vs North Districts Credit Union
Credit union
Moonlight Federal Credit Union
Worthington, Pennsylvania · Under $100 million in assets
Credit union
North Districts Credit Union
Gibsonia, Pennsylvania · Under $100 million in assets
Metric by metric
| Measure | Moonlight Federal Credit Union | North Districts Credit Union |
|---|---|---|
| TellerScore | 94 (stronger) | 65 |
| Capital cushion | 100 | 100 |
| Loan quality | 98 (stronger) | 0 |
| Earnings | 91 (stronger) | 61 |
| Funding & liquidity | 74 | 100 (stronger) |
| Problem-loan coverage | 99 (stronger) | 81 |
| Peer percentile | 95th | 30th |
| Total assets | $53.6M | $45.4M |
| Deposits / shares | $44.1M | $38.3M |
| Capital ratio | 17.94% (stronger) | 15.42% |
| Problem loans | 0.06% (stronger) | 4.70% |
| Net charge-offs | 0.07% (stronger) | 0.67% |
| Return on assets | 1.78% (stronger) | 1.04% |
| Loans ÷ deposits | 86.5% | 36.8% (stronger) |
| Uninsured deposits | 0.6% (stronger) | 1.5% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Moonlight Federal Credit Union has the higher TellerScore (94 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Moonlight Federal Credit Union leads on 6 and North Districts Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.