Side-by-side · Q2 2026 data
Morgantown a E S Federal Credit Union vs Chhe Federal Credit Union
Credit union
Morgantown a E S Federal Credit Union
Morgantown, West Virginia · Under $100 million in assets
Credit union
Chhe Federal Credit Union
Huntington, West Virginia · Under $100 million in assets
Metric by metric
| Measure | Morgantown a E S Federal Credit Union | Chhe Federal Credit Union |
|---|---|---|
| TellerScore | 67 (stronger) | 62 |
| Capital cushion | 47 (stronger) | 44 |
| Loan quality | 84 (stronger) | 64 |
| Earnings | 37 | 43 (stronger) |
| Funding & liquidity | 99 | 100 (stronger) |
| Problem-loan coverage | 95 (stronger) | 89 |
| Peer percentile | 34th | 24th |
| Total assets | $37.7M | $33.6M |
| Deposits / shares | $33.7M | $30.7M |
| Capital ratio | 9.73% (stronger) | 9.36% |
| Problem loans | 0.49% (stronger) | 1.08% |
| Net charge-offs | -0.04% (stronger) | 1.76% |
| Return on assets | 0.44% | 0.58% (stronger) |
| Loans ÷ deposits | 60.9% | 50.4% (stronger) |
| Uninsured deposits | 2.9% (stronger) | 4.0% |
| Offices | 1 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Morgantown a E S Federal Credit Union has the higher TellerScore (67 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Morgantown a E S Federal Credit Union leads on 5 and Chhe Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.