Headquartered in Morgantown, West Virginia, Morgantown a E S Federal Credit Union is a federal credit union with $37.7M in total assets and $33.7M in member shares and deposits as of Q2 2026. It operates 1 office. Its charter dates back to 1955.
Morgantown a E S Federal Credit Union has a TellerScore of 67 out of 100 (moderate) based on Q2 2026 data — higher than only 34% of its 2,479 credit unions with under $100 million in assets. Among 74 credit unions headquartered in West Virginia, it ranks 47th. Funding & liquidity contributes the most (99/100, 61% loans-to-deposits, 3% uninsured); earnings contributes the least (37/100, 0.44%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 7 points (60 → 67), mostly because the loan quality component improved by 29 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 62 |
| Q3 2024 | 64 |
| Q4 2024 | 53 |
| Q1 2025 | 58 |
| Q2 2025 | 60 |
| Q3 2025 | 70 |
| Q4 2025 | 65 |
| Q1 2026 | 62 |
| Q2 2026 | 67 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 7.93% |
| Q3 2024 | 8.21% |
| Q4 2024 | 8.54% |
| Q1 2025 | 8.61% |
| Q2 2025 | 9.07% |
| Q3 2025 | 9.31% |
| Q4 2025 | 9.40% |
| Q1 2026 | 9.51% |
| Q2 2026 | 9.73% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.00% |
| Q3 2024 | 0.04% |
| Q4 2024 | 1.07% |
| Q1 2025 | 1.10% |
| Q2 2025 | 1.34% |
| Q3 2025 | 0.33% |
| Q4 2025 | 0.79% |
| Q1 2026 | 0.67% |
| Q2 2026 | 0.49% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | -0.08% |
| Q3 2024 | 0.10% |
| Q4 2024 | 0.00% |
| Q1 2025 | 0.46% |
| Q2 2025 | 0.87% |
| Q3 2025 | 0.77% |
| Q4 2025 | 0.71% |
| Q1 2026 | 0.10% |
| Q2 2026 | 0.44% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 67 | $37.7M | 9.73% | 0.49% | 0.44% | 60.9% |
| Q1 2026 | 62 | $37.9M | 9.51% | 0.67% | 0.10% | 57.8% |
| Q4 2025 | 65 | $38.2M | 9.40% | 0.79% | 0.71% | 57.6% |
| Q3 2025 | 70 | $38.0M | 9.31% | 0.33% | 0.77% | 58.9% |
| Q2 2025 | 60 | $38.4M | 9.07% | 1.34% | 0.87% | 58.6% |
| Q1 2025 | 58 | $39.0M | 8.61% | 1.10% | 0.46% | 59.5% |
| Q4 2024 | 53 | $38.8M | 8.54% | 1.07% | 0.00% | 65.6% |
| Q3 2024 | 64 | $40.8M | 8.21% | 0.04% | 0.10% | 60.3% |
| Q2 2024 | 62 | $41.6M | 7.93% | 0.00% | -0.08% | 58.1% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in West Virginia
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Home Federal Credit UnionCredit union Clarksburg, WV | 77 out of 100, Strong | $38.4M | 14.3% | 0.89% | vs |
| Union Trades Federal Credit UnionCredit union Parkersburg, WV | 84 out of 100, Strong | $34.4M | 18.4% | 0.92% | vs |
| Chhe Federal Credit UnionCredit union Huntington, WV | 62 out of 100, Moderate | $33.6M | 9.4% | 1.08% | vs |
| Hope Federal Credit UnionCredit union Bridgeport, WV | 89 out of 100, Very strong | $43.3M | 19.9% | 0.38% | vs |
| Preston Federal Credit UnionCredit union Kingwood, WV | 81 out of 100, Strong | $31.2M | 13.6% | 1.10% | vs |
| Kemba Charleston Federal Credit UnionCredit union Dunbar, WV | 81 out of 100, Strong | $44.7M | 20.6% | 1.00% | vs |
Deposit insurance
Is my money safe at Morgantown a E S Federal Credit Union?
Yes. Morgantown a E S Federal Credit Union is a federally insured credit union (NCUA charter #10695). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 2.9% of shares and deposits ($983K) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 9.73%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.
1 location
Branches
Morgantown a E S Federal Credit Union lists 1 office in 1 city. Most locations:
- Morgantown, WV (1)
Identity & history
Profile
- Legal name
- Morgantown a E S Federal Credit Union
- Type
- Federal credit union
- NCUA charter #
- 10695
- RSSD ID
- 893789
- Primary regulator
- NCUA
- Established
- 1955
- Headquarters
- 1133 Van Voorhis Rd, Morgantown, WV 26505
- Employees
- 9
Quick answers
Morgantown a E S Federal Credit Union: common questions
Is Morgantown a E S Federal Credit Union NCUA insured?
Yes. Morgantown a E S Federal Credit Union is a federally insured credit union (NCUA charter #10695). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Morgantown a E S Federal Credit Union's TellerScore?
67 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Morgantown a E S Federal Credit Union have?
1 office as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Morgantown
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Wvu Employees Federal Credit UnionCredit union Morgantown, WV | 97 out of 100, Very strong | $67.8M | 22.8% | 0.23% | vs |
| Fayette Federal Employees Federal Credit UnionCredit union Uniontown, PA | 91 out of 100, Very strong | $19.8M | 14.3% | 0.41% | vs |
| Fayette County School Employees Credit UnionCredit union Uniontown, PA | 90 out of 100, Very strong | $22.2M | 20.0% | 0.89% | vs |
| Marion County School Employees Federal Credit UnionCredit union Fairmont, WV | 89 out of 100, Very strong | $9.9M | 20.7% | 0.53% | vs |
| Citizens Bank of Morgantown, Inc.Bank Morgantown, WV | 87 out of 100, Very strong | $52.6M | 18.8% | 0.09% | vs |
| Clear Mountain BankBank Bruceton Mills, WV | 83 out of 100, Strong | $1.0B | 13.1% | 0.30% | vs |