Side-by-side · Q2 2026 data
Morrisons Cove 1st Federal Credit Union vs Pennstar Federal Credit Union
Credit union
Morrisons Cove 1st Federal Credit Union
Roaring Spring, Pennsylvania · Under $100 million in assets
Credit union
Pennstar Federal Credit Union
Hermitage, Pennsylvania · Under $100 million in assets
Metric by metric
| Measure | Morrisons Cove 1st Federal Credit Union | Pennstar Federal Credit Union |
|---|---|---|
| TellerScore | 76 | 81 (stronger) |
| Capital cushion | 57 | 100 (stronger) |
| Loan quality | 78 (stronger) | 66 |
| Earnings | 76 (stronger) | 47 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 96 | 96 |
| Peer percentile | 54th | 68th |
| Total assets | $61.9M | $58.7M |
| Deposits / shares | $55.1M | $49.3M |
| Capital ratio | 10.67% | 15.59% (stronger) |
| Problem loans | 0.67% (stronger) | 1.01% |
| Net charge-offs | 0.05% (stronger) | 0.39% |
| Return on assets | 1.39% (stronger) | 0.67% |
| Loans ÷ deposits | 39.1% | 36.4% (stronger) |
| Uninsured deposits | 2.7% | 1.1% (stronger) |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Pennstar Federal Credit Union has the higher TellerScore (81 vs 76). On the 7 directional measures above (where higher or lower is clearly better), Morrisons Cove 1st Federal Credit Union leads on 3 and Pennstar Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.