Side-by-side · Q2 2026 data
Motion Federal Credit Union vs Fort Billings Federal Credit Union
Credit union
Fort Billings Federal Credit Union
Paulsboro, New Jersey · Under $100 million in assets
Metric by metric
| Measure | Motion Federal Credit Union | Fort Billings Federal Credit Union |
|---|---|---|
| TellerScore | 62 | 65 (stronger) |
| Capital cushion | 53 (stronger) | 43 |
| Loan quality | 69 | 94 (stronger) |
| Earnings | 36 (stronger) | 20 |
| Funding & liquidity | 87 | 100 (stronger) |
| Problem-loan coverage | 88 | 98 (stronger) |
| Peer percentile | 24th | 30th |
| Total assets | $60.2M | $64.2M |
| Deposits / shares | $53.2M | $58.3M |
| Capital ratio | 10.30% (stronger) | 9.34% |
| Problem loans | 0.94% | 0.19% (stronger) |
| Net charge-offs | 0.01% (stronger) | 0.40% |
| Return on assets | 0.41% (stronger) | 0.01% |
| Loans ÷ deposits | 72.9% | 52.8% (stronger) |
| Uninsured deposits | 10.1% | 4.1% (stronger) |
| Offices | 4 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Fort Billings Federal Credit Union has the higher TellerScore (65 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Motion Federal Credit Union leads on 3 and Fort Billings Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.