Side-by-side · Q2 2026 data
Mound City Bank vs Dutrac Community Credit Union
Metric by metric
| Measure | Mound City Bank | Dutrac Community Credit Union |
|---|---|---|
| TellerScore | 86 (stronger) | 69 |
| Capital cushion | 81 (stronger) | 66 |
| Loan quality | 96 (stronger) | 75 |
| Earnings | 87 (stronger) | 59 |
| Funding & liquidity | 68 | 68 |
| Problem-loan coverage | 99 (stronger) | 89 |
| Peer percentile | 90th | 54th |
| Total assets | $550.7M | $1.3B |
| Deposits / shares | $468.0M | $1.1B |
| Capital ratio | 13.07% (stronger) | 11.64% |
| Problem loans | 0.11% (stronger) | 0.74% |
| Net charge-offs | 0.01% (stronger) | 0.33% |
| Return on assets | 1.67% (stronger) | 0.96% |
| Loans ÷ deposits | 91.5% | 89.1% (stronger) |
| Uninsured deposits | 15.7% (stronger) | 17.5% |
| Offices | 5 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.3% | — |
Mound City Bank has the higher TellerScore (86 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Mound City Bank leads on 6 and Dutrac Community Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.