Side-by-side · Q2 2026 data
Mound City Bank vs First Business Bank
Metric by metric
| Measure | Mound City Bank | First Business Bank |
|---|---|---|
| TellerScore | 86 (stronger) | 63 |
| Capital cushion | 81 (stronger) | 54 |
| Loan quality | 96 (stronger) | 65 |
| Earnings | 87 (stronger) | 77 |
| Funding & liquidity | 68 (stronger) | 42 |
| Problem-loan coverage | 99 (stronger) | 84 |
| Peer percentile | 90th | 30th |
| Total assets | $550.7M | $4.4B |
| Deposits / shares | $468.0M | $3.6B |
| Capital ratio | 13.07% (stronger) | 10.37% |
| Problem loans | 0.11% (stronger) | 1.06% |
| Net charge-offs | 0.01% (stronger) | 0.18% |
| Return on assets | 1.67% (stronger) | 1.41% |
| Loans ÷ deposits | 91.5% (stronger) | 98.7% |
| Uninsured deposits | 15.7% (stronger) | 33.2% |
| Offices | 5 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.3% | 4.9% |
Mound City Bank has the higher TellerScore (86 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Mound City Bank leads on 7 and First Business Bank on 0. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.