Side-by-side · Q2 2026 data
Mound City Bank vs Holy Ghost Parish Credit Union
Metric by metric
| Measure | Mound City Bank | Holy Ghost Parish Credit Union |
|---|---|---|
| TellerScore | 86 (stronger) | 71 |
| Capital cushion | 81 (stronger) | 48 |
| Loan quality | 96 | 100 (stronger) |
| Earnings | 87 (stronger) | 31 |
| Funding & liquidity | 68 | 100 (stronger) |
| Problem-loan coverage | 99 | 100 (stronger) |
| Peer percentile | 90th | 42nd |
| Total assets | $550.7M | $34.9M |
| Deposits / shares | $468.0M | $31.5M |
| Capital ratio | 13.07% (stronger) | 9.75% |
| Problem loans | 0.11% | 0.00% (stronger) |
| Net charge-offs | 0.01% | 0.00% (stronger) |
| Return on assets | 1.67% (stronger) | 0.27% |
| Loans ÷ deposits | 91.5% | 2.5% (stronger) |
| Uninsured deposits | 15.7% | 1.6% (stronger) |
| Offices | 5 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.3% | — |
Mound City Bank has the higher TellerScore (86 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Mound City Bank leads on 3 and Holy Ghost Parish Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.