Side-by-side · Q2 2026 data
Mound City Bank vs John Deere Financial, f.s.b.
Metric by metric
| Measure | Mound City Bank | John Deere Financial, f.s.b. |
|---|---|---|
| TellerScore | 86 (stronger) | 82 |
| Capital cushion | 81 | 100 (stronger) |
| Loan quality | 96 (stronger) | 91 |
| Earnings | 87 | 100 (stronger) |
| Funding & liquidity | 68 (stronger) | 0 |
| Problem-loan coverage | 99 (stronger) | 97 |
| Peer percentile | 90th | 93rd |
| Total assets | $550.7M | $4.9B |
| Deposits / shares | $468.0M | $1.6B |
| Capital ratio | 13.07% | 19.36% (stronger) |
| Problem loans | 0.11% (stronger) | 0.27% |
| Net charge-offs | 0.01% (stronger) | 2.36% |
| Return on assets | 1.67% | 3.11% (stronger) |
| Loans ÷ deposits | 91.5% (stronger) | 314.1% |
| Uninsured deposits | 15.7% (stronger) | 100.0% |
| Offices | 5 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.3% | — |
Mound City Bank has the higher TellerScore (86 vs 82). On the 7 directional measures above (where higher or lower is clearly better), Mound City Bank leads on 5 and John Deere Financial, f.s.b. on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.