Side-by-side · Q2 2026 data
Mound City Bank vs The Peoples Community Bank
Metric by metric
| Measure | Mound City Bank | The Peoples Community Bank |
|---|---|---|
| TellerScore | 86 | 87 (stronger) |
| Capital cushion | 81 (stronger) | 78 |
| Loan quality | 96 (stronger) | 95 |
| Earnings | 87 (stronger) | 83 |
| Funding & liquidity | 68 | 88 (stronger) |
| Problem-loan coverage | 99 | 99 |
| Peer percentile | 90th | 91st |
| Total assets | $550.7M | $388.8M |
| Deposits / shares | $468.0M | $339.7M |
| Capital ratio | 13.07% (stronger) | 12.76% |
| Problem loans | 0.11% (stronger) | 0.14% |
| Net charge-offs | 0.01% | -0.04% (stronger) |
| Return on assets | 1.67% (stronger) | 1.58% |
| Loans ÷ deposits | 91.5% | 72.7% (stronger) |
| Uninsured deposits | 15.7% | 12.1% (stronger) |
| Offices | 5 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.3% | 5.3% |
The Peoples Community Bank has the higher TellerScore (87 vs 86). On the 7 directional measures above (where higher or lower is clearly better), Mound City Bank leads on 3 and The Peoples Community Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.