Side-by-side · Q2 2026 data
Mount Carmel Baptist Federal Credit Union vs Pinn Memorial Federal Credit Union
Credit union
Mount Carmel Baptist Federal Credit Union
Philadelphia, Pennsylvania · Under $100 million in assets
Credit union
Pinn Memorial Federal Credit Union
Philadelphia, Pennsylvania · Under $100 million in assets
Metric by metric
| Measure | Mount Carmel Baptist Federal Credit Union | Pinn Memorial Federal Credit Union |
|---|---|---|
| TellerScore | 80 | 91 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 100 | 100 |
| Earnings | 2 | 54 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 65th | 90th |
| Total assets | $780K | $276K |
| Deposits / shares | $609K | $226K |
| Capital ratio | 21.86% (stronger) | 18.14% |
| Problem loans | 0.00% | 0.00% |
| Net charge-offs | -0.53% (stronger) | 0.00% |
| Return on assets | -0.45% | 0.84% (stronger) |
| Loans ÷ deposits | 9.3% | 2.1% (stronger) |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Pinn Memorial Federal Credit Union has the higher TellerScore (91 vs 80). On the 5 directional measures above (where higher or lower is clearly better), Mount Carmel Baptist Federal Credit Union leads on 2 and Pinn Memorial Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.