TellerScore

Pinn Memorial Federal Credit Union is a federal credit union headquartered in Philadelphia, Pennsylvania, in business for about 61 years. At the end of Q2 2026 it reported $276K in total assets and $226K in member shares and deposits, with 2 offices.

Based on its Q2 2026 filing, Pinn Memorial Federal Credit Union scores 91/100, which we describe as very strong. That is higher than 90% of 2,479 credit unions with under $100 million in assets. Among 269 credit unions headquartered in Pennsylvania, it ranks 33rd. Its strongest component is capital cushion (100/100; 18.14%), and its lowest is earnings (54/100; 0.84%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 18.14%
Loan quality100/100
Loans 60+ days delinquent ÷ total loans: 0.00%
Earnings54/100
Return on assets (annualized): 0.84%
Funding & liquidity100/100
Loans ÷ shares: 2.1% · 0.0% uninsured
Problem-loan coverage100/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 0.00%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 6 points (97 → 91), mostly because the earnings component weakened by 29 points.

TellerScore
8593100Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 2024100
Q3 2024100
Q4 2024100
Q1 202593
Q2 202597
Q3 202599
Q4 202595
Q1 202685
Q2 202691
Net worth ratio
7.00%14.04%21.08%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202416.79%
Q3 202418.24%
Q4 202417.96%
Q1 202517.77%
Q2 202516.15%
Q3 202517.27%
Q4 202517.16%
Q1 202621.08%
Q2 202618.14%
Delinquent loans (60+ days)
-1.00%0.00%1.00%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.00%
Q3 20240.00%
Q4 20240.00%
Q1 20250.00%
Q2 20250.00%
Q3 20250.00%
Q4 20250.00%
Q1 20260.00%
Q2 20260.00%
Return on assets
0.17%1.56%2.96%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.99%
Q3 20242.96%
Q4 20242.00%
Q1 20251.18%
Q2 20251.56%
Q3 20251.86%
Q4 20251.39%
Q1 20260.17%
Q2 20260.84%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202691$276K18.14%0.00%0.84%2.1%
Q1 202685$233K21.08%0.00%0.17%2.9%
Q4 202595$285K17.16%0.00%1.39%2.6%
Q3 202599$283K17.27%0.00%1.86%2.9%
Q2 202597$293K16.15%0.00%1.56%1.7%
Q1 202593$257K17.77%0.00%1.18%2.4%
Q4 2024100$250K17.96%0.00%2.00%2.8%
Q3 2024100$244K18.24%0.00%2.96%3.2%
Q2 2024100$253K16.79%0.00%1.99%2.8%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio18.14%
70th
Problem loans0.00%
94th
Net charge-offs0.00%
77th
Return on assets0.84%
60th
Loans to deposits2.1%
99th
Uninsured deposits0.0%
81st
Loan-loss reserves36.83%
100th
Texas ratio0.0%
93rd

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S I Philadelphia Federal Credit UnionCredit union Philadelphia, PA90 out of 100, Very strong$191K40.0%0.00%vs
Wayland Temple Baptist Federal Credit UnionCredit union Philadelphia, PA73 out of 100, Strong$180K15.8%—vs
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Service Station Dealers Federal Credit UnionCredit union Phila, PA74 out of 100, Strong$129K84.1%0.00%vs
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Holy Trinity Baptist Federal Credit UnionCredit union Philadelphia, PA93 out of 100, Very strong$30K30.3%0.00%vs

Deposit insurance

Is my money safe at Pinn Memorial Federal Credit Union?

Yes. Pinn Memorial Federal Credit Union is a federally insured credit union (NCUA charter #16728). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 18.14%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

2 locations

Branches

Pinn Memorial Federal Credit Union lists 2 offices in 2 cities. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Pinn Memorial Federal Credit Union
Type
Federal credit union
NCUA charter #
16728
RSSD ID
651886
Primary regulator
NCUA
Established
1965
Headquarters
2251 N 54th St, Philadelphia, PA 19131

Quick answers

Pinn Memorial Federal Credit Union: common questions

Is Pinn Memorial Federal Credit Union NCUA insured?

Yes. Pinn Memorial Federal Credit Union is a federally insured credit union (NCUA charter #16728). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Pinn Memorial Federal Credit Union's TellerScore?

91 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Pinn Memorial Federal Credit Union have?

2 offices as of the latest NCUA data.

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