Side-by-side · Q2 2026 data
Mount Olive Baptist Church Federal Credit Union vs Vatat Credit Union
Credit union
Mount Olive Baptist Church Federal Credit Union
Arlington, Texas · Under $100 million in assets
Metric by metric
| Measure | Mount Olive Baptist Church Federal Credit Union | Vatat Credit Union |
|---|---|---|
| TellerScore | 53 | 82 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 5 | 75 (stronger) |
| Earnings | 0 | 73 (stronger) |
| Funding & liquidity | 93 (stronger) | 64 |
| Problem-loan coverage | 81 | 95 (stronger) |
| Peer percentile | 12th | 70th |
| Total assets | $10.7M | $11.0M |
| Deposits / shares | $8.8M | $8.7M |
| Capital ratio | 16.93% | 17.90% (stronger) |
| Problem loans | 2.84% | 0.74% (stronger) |
| Net charge-offs | 3.37% | 0.00% (stronger) |
| Return on assets | -0.81% | 1.33% (stronger) |
| Loans ÷ deposits | 67.7% (stronger) | 78.0% |
| Uninsured deposits | 4.8% (stronger) | 31.4% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Vatat Credit Union has the higher TellerScore (82 vs 53). On the 7 directional measures above (where higher or lower is clearly better), Mount Olive Baptist Church Federal Credit Union leads on 2 and Vatat Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.