Side-by-side · Q2 2026 data
Mount Vernon Bank and Trust Company vs Keystone Savings Bank
Metric by metric
| Measure | Mount Vernon Bank and Trust Company | Keystone Savings Bank |
|---|---|---|
| TellerScore | 82 (stronger) | 60 |
| Capital cushion | 80 (stronger) | 63 |
| Loan quality | 93 (stronger) | 52 |
| Earnings | 72 (stronger) | 40 |
| Funding & liquidity | 70 | 81 (stronger) |
| Problem-loan coverage | 98 (stronger) | 84 |
| Peer percentile | 82nd | 19th |
| Total assets | $195.5M | $200.8M |
| Deposits / shares | $165.7M | $168.7M |
| Capital ratio | 13.03% (stronger) | 11.29% |
| Problem loans | 0.21% (stronger) | 1.44% |
| Net charge-offs | 0.00% (stronger) | 0.02% |
| Return on assets | 1.30% (stronger) | 0.50% |
| Loans ÷ deposits | 83.0% | 73.7% (stronger) |
| Uninsured deposits | 21.7% | 20.5% (stronger) |
| Offices | 1 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.7% | 4.1% |
Mount Vernon Bank and Trust Company has the higher TellerScore (82 vs 60). On the 7 directional measures above (where higher or lower is clearly better), Mount Vernon Bank and Trust Company leads on 5 and Keystone Savings Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.